Why you should get an appraisal

Each year, thousands of people in New York purchase, sell or refinance their home. Most of these transactions consist of a simple line item for an appraisal. And while there are a developing number of automated home valuation methods that may appear more practical than an appraisal, most lenders still call for a local expert because the stakes are so high. But is obtaining a mortgage the only basis for getting an appraisal? Are there more times when the services of a licensed, independent real estate professional might come in handy? Of course.


	For real estate appraisals in Canton and Saint Lawrence County, it's easiest when your order online from Hunt Appraisals , just click here.

Let Hunt Appraisals help you appeal your tax assessment in Saint Lawrence County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Hunt Appraisals is your best evidence. At Hunt Appraisals , we're equipped to assist you in challenging your tax assessment.

Hunt Appraisals can help you get rid of PMI to lower your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate, many lenders ask home buyers to buy an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Hunt Appraisals can give you a statement regarding the value of your home. The price you paid for the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Hunt Appraisals

A divorce is a very heartbreaking ordeal for the parties involved, and it is often further complicated by the burdensome decision of who maintains the property. Regardless of the circumstances, it's prudent to get an appraisal from Hunt Appraisals so both parties are fully aware of the true market value of their home.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to handle these issues. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Hunt Appraisals can help you with relocating to or from Saint Lawrence County

We are familiar with the stress involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, along with information regarding any current sales or listings in their area that they want considered during our intensive process.

Sell your home quickly at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.