Attention homeowners in Canton and Saint Lawrence County: Need an appraisal?Here are the top seven reasons New York homeowners hire Hunt Appraisals :
We at Hunt Appraisals understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.Challenge Saint Lawrence County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that's going down. That only means you're probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Hunt Appraisals is your chief weapon when contesting your property tax assessment.Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Hunt Appraisals , we're experts in helping consumers just like you dismiss unwanted and unneeded PMI insurance.Was your HELOC recently frozen?If your home is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Hunt Appraisals can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? Hunt Appraisals can help you with that. Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion. |